• Loan amounts up to $10,000 for 1-4 unit homes; up to $7,500 for manufactured homes.
• Secured by a mortgage to your property.
• Closing costs apply.
• Loan term is 20 years – No repayment is due if the property owner remains in the home for 20 years.
• Funds are held in a non-interest bearing escrow account at CEE from loan closing until the work is completed and all final documentation is received.  

• This program is available to make emergency repairs or to address existing housing code violations. Code violations are determined by reading the City of Blaine’s documentation.  Emergency repairs are determined by an inspection from a CEE inspections staff member. 
• 2 bids are required from a properly licensed contractor or registered with the MN Department of Labor. if work exceeds $15,000.
• ​Income limit 110% of HUD Adjusted Median Income limits based on family size.
• Our experience has shown that Big Box Stores are not willing to be paid on completion, which is a requirement for this program.

Remodeling Advisor Visits are designed to help homeowners get started on their home improvement projects. During a visit, one of our experienced remodeling advisors will come out to your house to discuss potential remodeling projects, help you prioritize projects, assist in reviewing contractor bids, or answer any questions. This service is free for Blaine homeowners and is limited to one visit per household. 

To schedule your appointment, contact Cristina Lussio at 612-335-5856.