Residential Statewide Lending

Our statewide loans make energy efficiency and home improvements accessible for homeowners in Minnesota.

Not sure what program is right for you? Email Us

Statewide Home Improvement Loans

MHFA

Fix Up Fund Home Improvement Loan

Rates start at 7% (7.524% APR)
Income limits apply.
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MHFA

Unsecured Home Improvement Loan

Rates start at 8% (8.685% APR)
This loan is not tied to a mortgage on the property.
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Statewide Home Energy Loans

MHFA

Home Energy Loan

Rates start at 7.125% (7.675% APR)
No maximum income limit.
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MHFA

Unsecured Home Energy Loan

Rates start at 7.125% (7.761% APR)
No maximum income limit. Not secured by a mortgage on the property.
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CEE

Residential Solar Financing

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Your city may have special programs.

Thanks to partnerships with many Minnesota cities, we offer serval special loan, grant and down payment assistance programs.

View city programs